The Opportunity

  • Earn up to 10% p.a. in interest
  • Invest in loans backed by a range of assets or supported by tried and tested processes
  • Take advantage of our own rigorous credit and due diligence procedures
  • Lend your funds over a period of up to 36 months

Secured Lending


  • Earn up to 9% p.a.
  • Lend to credit approved businesses backed by a wide range of assets
  • Loan terms between 6 months and 36 months



  • Earn up to 10% p.a.
  • Unsecured Lending to credit approved businesses backed by outstanding R&D claims, HMRC tax credits, or grants
  • Loan terms between 3 months and 12 months

How it Works

Register on our online platform today and gain access to our live investment opportunities. Choose to lend on a business by business basis, or take part in one of our automated Investment Plans.

Ways to Invest

Direct Lending

Invest from £1,000 into the business opportunities you want and build out your own portfolios. Investors may also pledge via a SIPP.

The Investment Plan

Invest from £250 into an automated portfolio of loans and earn a target rate of 7.4%.



Invest your annual tax free allowance of £20,000 either directly, or through our Investment Plan.


Risk Warning

Lenders: Your Capital is at Risk. Interest payments are not guaranteed, if the Borrower defaults we offer no assurances that capital can be recovered. Historic returns and loan default rates are not necessarily indicative of future returns and future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme.

Borrowers: In the event of default, ArchOver will seek to recover assets to the full value of the loan.

ArchOver Limited is a company registered in England and Wales with company number 07235487. ArchOver Limited is authorised and regulated by the Financial Conduct Authority (Reg No: 723755).