Connecting businesses requiring finance with investors seeking a secure and favourable return
ArchOver is a peer-to-peer business lending platform that offers SMEs a more flexible way to raise working capital. So far, we have helped our Lenders invest nearly £100 million to British businesses, providing them with interest of up to 11% p.a. in return. With the exception of our Research & Development Advance lending service, all loans are secured against the borrowing business' assets. As a Lender, you have the power to invest loan-by-loan, or on an automated portfolio basis via our Investment Plan.
Earn: 9% p.a.
Term: 24 months
Model: Secured & Assigned
Pharma & Biotech
Earn: 9% p.a
Term: 24 months
Model: Secured & Insured
Earn: 9.5% p.a.
Term: 6 months
Model: Research & Development Advance
Funding UK Businesses
Finance your growth with a fixed term, fixed rate loan
Take advantage of a fixed term, fixed rate loan to elevate your business to the next level. There is no requirement for personal guarantees, nor are there any hidden fees.
Meet the Borrowers
Borrowing terms range from 3 to 36 months and loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts.
Total funded to UK businesses
Average interest offered to Lenders
Total interest paid to Lenders
Lenders: Your capital is at risk and interest payments are not guaranteed if the borrower defaults. Historic loan default rates are not necessarily indicative of future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme. The current average return is based on the total amount raised over the platform. It is the result of calculating the average Lender return, before tax, of every loan funded over the ArchOver platform. Borrowers: In the event of default, ArchOver will seek to recover assets to the full value of the loan. Understand more about: Detailed Risk Warning, Defaults, Recoveries & Losses, General FAQs .