Invest & Earn up to 10% p.a.
Lend direct to established UK businesses on ArchOver's P2P lending platform
Your capital is at risk and interest payments are not guaranteed if the Borrower defaults. Past performance is not a guarantee of future returns.
Take advantage of your annual tax-free allowance
Open your flexible ArchOver IFISA today and earn up to 10% p.a.
No fees. Easy transfers-in.
Capital at risk
Put your money to work. It’s time.
Our Community of Lenders have earned over £4.5m in interest! Register today and earn a £75 incentive when you invest
Capital at risk. T&Cs apply.
Try out our automated portfolio-style Investment Plan. Find out more.
Connecting businesses requiring finance with investors seeking a secure and favourable return
ArchOver is a peer-to-peer business lending platform that offers SMEs a more flexible way to raise working capital. So far, we have helped our Lenders invest nearly £90 million to British businesses, providing them with interest of up to 10% p.a. in return. With the exception of our Research & Development Advance lending service, all loans are secured against the borrowing business' assets. As a Lender, you have the power to invest loan-by-loan, or on an automated portfolio basis via our Investment Plan.
Serviced Offices
8.25% p.a.
Amount: £400,000
Term: 18 months
Model: Secured & Assigned
Pharmaceutical
7.0% p.a.
Amount: £215,000
Term: 24 months
Model: Secured & Insured
Technology
8.50% p.a.
Amount: £500,000
Term: 12 months
Model: Secured & Assigned
Funding UK Businesses
Finance your growth with a fixed term, fixed rate loan
Take advantage of a fixed term, fixed rate loan to elevate your business to the next level. There is no requirement for personal guarantees, nor are there any hidden fees.
Meet the Borrowers
Borrowing terms range from three to 36 months and loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts.
Our Performance
Total funded to UK businesses
£88,278,000
Average return paid to Lenders
7.7% p.a.
Total paid in interest to Lenders
£4,987,703
Risk Warning
Lenders: Your capital is at risk and interest payments are not guaranteed if the borrower defaults. Historic loan default rates are not necessarily indicative of future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme. The current average return is based on the total amount raised over the platform. It is the result of calculating the average Lender return, before tax, of every loan funded over the ArchOver platform. Borrowers: In the event of default, ArchOver will seek to recover assets to the full value of the loan. Understand more about: Detailed Risk Warning, Defaults, Recoveries & Losses, General FAQs .