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Invest & Earn up to 11% p.a.
Lend direct to established UK businesses on ArchOver's P2P lending platform
Your capital is at risk and interest payments are not guaranteed if the Borrower defaults. Past performance is not a guarantee of future returns.
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Take advantage of your annual tax-free allowance. Tick-tock.
Open your flexible ArchOver IFISA today and earn up to 11% p.a.
No fees. Easy transfers-in.
Capital at risk
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Put your money to work. It’s time.
Our Community of Lenders have earned over £6m in interest! Register today and earn a £75 incentive when you invest
Capital at risk. T&Cs apply.
Try out our automated Investment Plan. Find out more.
Connecting businesses requiring finance with investors seeking a secure and favourable return
ArchOver is a peer-to-peer business lending platform that offers SMEs a more flexible way to raise working capital. So far, we have helped our Lenders invest over £100 million to British businesses, providing them with interest of up to 11% p.a. in return. With the exception of our Research & Development Advance lending service, all loans are secured against the borrowing business' assets. As a Lender, you have the power to invest loan-by-loan, or on an automated portfolio basis via our Investment Plan.
Support Services
Earn: 9% p.a.
Amount: £300,000
Term: 24 months
Model: Secured & Assigned
Pharma & Biotech
Earn: 9% p.a
Amount: £400,000
Term: 24 months
Model: Secured & Insured
Tech Hardware
Earn: 9.5% p.a.
Amount: £200,000
Term: 6 months
Model: Research & Development Advance
Funding UK Businesses
Finance your growth with a fixed term, fixed rate loan
Take advantage of a fixed term, fixed rate loan to elevate your business to the next level. There is no requirement for personal guarantees, nor are there any hidden fees.
Meet the Borrowers
Borrowing terms range from 3 to 36 months and loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts.
Our Performance
Total funded to UK businesses
£100,519,000
Average interest offered to Lenders
7.88% p.a.
Total interest paid to Lenders
£6,102,411
Risk Warning
Lenders: Your capital is at risk and interest payments are not guaranteed if the borrower defaults. Historic loan default rates are not necessarily indicative of future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme. The current average return is based on the total amount raised over the platform. It is the result of calculating the average Lender return, before tax, of every loan funded over the ArchOver platform. Borrowers: In the event of default, ArchOver will seek to recover assets to the full value of the loan. Understand more about: Detailed Risk Warning, Defaults, Recoveries & Losses, General FAQs .