Connecting businesses requiring finance with investors seeking a favourable return

ArchOver is approaching £100m of funding to UK businesses, having paid nearly £6m in interest and delivering investor returns of up to 11% p.a..

ArchOver’s expansion into the West Midlands opens up new flows of capital for SMEs operating in the region, with the ArchOver Birmingham team offering a personalised alternative finance service. Investors will also have access to the increased volume and quality of loans ArchOver facilitates.

Companies that borrow over the ArchOver platform are UK-based, have been trading for a minimum of two years, and are seeking a minimum loan of £250,000. They must have an established management team and a proven business model based on trading business-to-business. Loans are for any business purpose, typically raising working capital, replacing invoice discounting or bank overdrafts. Loans are fixed term, for a fixed amount and at a fixed rate of interest, with no requirement for personal guarantees.

Lending with ArchOver takes place over its secure online platform. Every loan listed on the platform has been pre-screened and approved by our experienced in-house credit team. The rate, loan term, loan security type and company details are listed, with Lenders making the final decision on which companies they would like to invest in. Invest on a loan-by-loan basis in multiples of £1,000 on loan periods of between 3 and 36 months, or in increments of £250 via our automated Investment Plan over a 26 month period. Loan-by-loan investments earn interest between 6% and 10% p.a., and up to 6.4% via our Investment Plan.

ArchOver’s Midlands office is led by David Newton who is committed to strategically supporting SMEs by facilitating the funding they need to grow. David is a corporate financier with extensive experience of raising finance for growth companies.


4th Floor, Colmore Gate, 2-6 Colmore Row, Birmingham, B3 2QD

Tel: 0121 752 1614

Head of Midlands Office: David Newton