Understanding our Lenders
ArchOver connects businesses requiring finance with investors seeking a secure and favourable return. We welcome Individuals, Family Offices, Corporates, and Funds & Banking Institutions to lend to established UK businesses.
Individuals: Our Individual Lenders can be anyone with a UK bank account wishing to invest in increments of £1,000 into any project on our platform.
Family Offices and Corporates: We work with companies and small- to medium-sized family offices wishing to diversify their portfolio into secure peer-to-peer lending.
Funds & Banking Institutions: If you are a fund or a banking institution and are interested in becoming a Lender, please contact firstname.lastname@example.org for more information.
Everyone is part of the crowd; our Lenders have the choice as to which projects to invest in, at whatever level of risk they are comfortable with, over periods of between 3 and 36 months. This approach gives our Lenders autonomy and control over their investments.
For those investors looking to invest smaller amounts or who want to be less hands-on, ArchOver will soon be launching a new service that allows investors to achieve an automated, wide portfolio of lending across our platform.
Lenders: Your capital is at risk and interest payments are not guaranteed if the borrower defaults. Historic loan default rates are not necessarily indicative of future default rates. Lending over the ArchOver platform is not covered by the Financial Services Compensation Scheme. The current average return is based on the total amount raised over the platform. It is the result of calculating the average Lender return, before tax, of every loan funded over the ArchOver platform. Borrowers: In the event of default, ArchOver will seek to recover assets to the full value of the loan. Understand more about: Detailed Risk Warning, Defaults, Recoveries & Losses, General FAQs .