Fund your business the smart way with fixed term, fixed rate loans
- Loan secured on accounts receivable or recurring revenue streams
- No cost for early repayment
- Plan and grow efficiently
- No personal guarantees
- Fixed interest rate
- Fixed term - 3 to 24 months
- Use your customer balances or recurring revenue as security
- Use other assets to secure other funding
- Protection from customer default
How ArchOver can help
Improved Cash Flow
We arch over the banks – matching lenders and borrowers
We’re a premier P2P business lending platform that brings together established businesses looking to raise money with people and other investors who want to lend.
We help you to cut out the costs and bureaucracy of dealing with banks, so you can get an affordable business loan from £250,000 to £5,000,000 in a much quicker way.
We have made the process simple
ArchOver does not rely on guesswork. Our brokering partners facilitate insurance against default on your Accounts Receivable and ArchOver places a first charge security over (your) Accounts Receivable.
Loans are interest only for 3 to 24 months and can usually be rolled over. Capital is payable at the end of the term.
Transparent & Simple
Loans are for any business purpose, typically raising working capital, replacing invoice discounting, factoring or bank overdrafts. Maximum loan value is £5,000,000, the minimum borrowing level is set at £250,000. Borrowers pay a competitive rate per annum, plus a one off marketing fee of 4.8% (1.2% for rollovers) and cost of insurance.
*Rates subject to change.
|Terms||.||Interest only rates(bullet term repayments)|
|Secured & Insured - 1 year||8.45% p.a.|
|Secured & Insured - 2 year||.||8.95% p.a.|
|Secured & Assigned - 1 year||9.95% p.a.|
|Secured & Assigned - 2 year||10.45%|